Is M1 Finance the Betterment Killer?

M1 Finance compared to alternative robo-advisors

Signs are pointing to “YES”. There are quite a few brokers in the “Robo-Advisor” market these days. Wealthfront and Betterment were among the first. Vanguard has an offering.  Fidelity and Schwab do as well.    I’ve even read recently that E*Trade has jumped on the bandwagon.   I have experience with Wealthfront and Betterment and I …

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50% of Workforce Remote? We’re Gonna Need Bigger Starbucks.

latte

So Market Insiders is reporting that apparently some projections indicate that 50% of the US Workforce will be remote by 2020.   I’m not sure I believe this but it definitely an idea that provokes some thoughts.  What are the repercussions?   Let’s speculate a bit. If we give 50% of the workforce location independence, I’m going to …

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The Benefits of Moving Abroad

Travel and Explore

Today’s guest post comes from Candace Fykes.-Rob   We all have that Uncle. You know the one. The one who after his third beer after Thanksgiving dinner declares that “There ain’t no better place to live than right here in the U.S. of A.” He always seems to say this within earshot of your quiet …

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Getting Pickpocketed by your Employer’s Retirement Plan?

After leaving a previous employer, it’s going to be tempting to just kick back and relax for a while. The 9 to 5 weighs on your soul and after a termination your brain probably needs to unwind. It’s healthy to unwind a bit. But after a week or two of relaxation, travel, Netflix binging, or …

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Avoid paying off your ARM Mortgage for this one reason.

coins

If you’ve hung around the personal finance communities long enough you’ve probably come across articles that vie back and forth about the rational direction that new money should flow when a mortgage is involved. Pay down the mortgage or invest new money?  Hmmmm. This blurb isn’t about that discussion.   This is about a rather coveted …

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50 Hour Work Weeks? Not Even Close to Worth it.

Working late again?

How many of you work in a corporate office that has a culture where getting ahead requires “playing the game”?   You know what I’m talking about right?  Keeping up appearances.  Showing up early.  Working late. Regardless of the actual amount of work done, you need to put in the time, be there, and appear busy. There …

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A Review of Mint for Budgeting and Cash-flow Monitoring

Gone are the days where Quicken, MS Money, or Excel are your best options for keeping a watch on your cash.  Quicken still exists and Excel is always going to be an exceptionally powerful analysis tool, but for a FREE online tool, it’s hard to beat Mint (I think Intuit saw the writing on the …

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Do you really need an Emergency Fund? Nah.

Disclaimer:  If you’re not at the point where you’ve started investing and are still working on paying off credit card debt, at this stage in your financial life, an emergency fund may make sense.  Other then that I think they are generally unnecessary. If you follow some of the personal finance bloggers and podcasts, you …

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Why You Should Have 5 Websites or More

The past year I’ve done a lot of experimentation with WordPress and making sites and it’s pretty fun and cheaper than I thought.  The beauty of blogging or building a website is once you understand the basics and have hosting space, setting up a new blog is as easy as securing a domain name (typically …

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