Getting Pickpocketed by your Employer’s Retirement Plan?

After leaving a previous employer, it’s going to be tempting to just kick back and relax for a while. The 9 to 5 weighs on your soul and after a termination your brain probably needs to unwind. It’s healthy to unwind a bit. But after a week or two of relaxation, travel, Netflix binging, or …

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A Review of Mint for Budgeting and Cash-flow Monitoring

Gone are the days where Quicken, MS Money, or Excel are your best options for keeping a watch on your cash.  Quicken still exists and Excel is always going to be an exceptionally powerful analysis tool, but for a FREE online tool, it’s hard to beat Mint (I think Intuit saw the writing on the …

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Do you really need an Emergency Fund? Nah.

Disclaimer:  If you’re not at the point where you’ve started investing and are still working on paying off credit card debt, at this stage in your financial life, an emergency fund may make sense.  Other then that I think they are generally unnecessary. If you follow some of the personal finance bloggers and podcasts, you …

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