Making a Budget That’s Actually Helpful

You’ll often hear Mint touted as a good free budgeting tool within the personal finance community and in my opinion, it is a very nice free tool.   But I think to get the most use from it, requires a bit of customization.   Let me share my strategy for how to use budgeting software to actually …

Read moreMaking a Budget That’s Actually Helpful

Is Betterment’s New “Smart Saver” Plan Really Smart? How to Beat It.

Disclaimer:  I have an affiliate relationship with M1 Finance and may earn a commission on referred new accounts over a certain amount. I’m not a professional financial advisor so always consult with a professional before making any investment decisions to make sure you do what is right for you. Betterment just rolled out a new “Smart …

Read moreIs Betterment’s New “Smart Saver” Plan Really Smart? How to Beat It.

Fixing Your Spending Addiction

Obligatory, “I’m not a licensed therapist – go see a doctor if you have issues” disclaimer. I believe that more people deal with addiction than one might suspect.  When I speak of addicts, I don’t just mean hard drugs or the usual suspects like alcohol or gambling.   I believe addiction surrounds us with a variety of …

Read moreFixing Your Spending Addiction

Mint vs Personal Capital: Why you actually want BOTH.

Budget App

Disclaimer: I’m an affiliate of Personal Capital so I may receive a commission if you sign up and link an investment accounts over a certain amount.   You may receive a call from Personal Capital soliciting you to try their paid services but you’re not required to sign up. If you’ve followed many money management sites …

Read moreMint vs Personal Capital: Why you actually want BOTH.