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Avoid paying off your ARM Mortgage for this one reason.

If you’ve hung around the personal finance communities long enough you’ve probably come across articles that vie back and forth about the rational direction that new money should flow when a mortgage is involved. Pay down the mortgage or invest new money?  Hmmmm. This blurb isn’t about that discussion.   This is about a rather coveted …

Read moreAvoid paying off your ARM Mortgage for this one reason.

Working late again?

50 Hour Work Weeks? Not Even Close to Worth it.

How many of you work in a corporate office that has a culture where getting ahead requires “playing the game”?   You know what I’m talking about right?  Keeping up appearances.  Showing up early.  Working late. Regardless of the actual amount of work done, you need to put in the time, be there, and appear busy. There …

Read more50 Hour Work Weeks? Not Even Close to Worth it.

A Review of Mint for Budgeting and Cash-flow Monitoring

Gone are the days where Quicken, MS Money, or Excel are your best options for keeping a watch on your cash.  Quicken still exists and Excel is always going to be an exceptionally powerful analysis tool, but for a FREE online tool, it’s hard to beat Mint (I think Intuit saw the writing on the …

Read moreA Review of Mint for Budgeting and Cash-flow Monitoring

Do you really need an Emergency Fund? Nah.

Disclaimer:  If you’re not at the point where you’ve started investing and are still working on paying off credit card debt, at this stage in your financial life, an emergency fund may make sense.  Other then that I think they are generally unnecessary. If you follow some of the personal finance bloggers and podcasts, you …

Read moreDo you really need an Emergency Fund? Nah.

Why You Should Have 5 Websites or More

The past year I’ve done a lot of experimentation with WordPress and making sites and it’s pretty fun and cheaper than I thought.  The beauty of blogging or building a website is once you understand the basics and have hosting space, setting up a new blog is as easy as securing a domain name (typically …

Read moreWhy You Should Have 5 Websites or More

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