Automating Investing With a Smart Deposit

One of the newer technologies I’ve come across is the smart deposit feature that some brokers have implemented which I’ve seen referred to as “smart deposit”.   So what is “smart deposit” and how does it work? From a technical perspective, it’s a script that runs a couple times a week or so and looks at …

Read moreAutomating Investing With a Smart Deposit

Is Scheduling Software for You?

If you’re taking on freelancing or side gig work outside of your regular 9 to 5,  you may soon find that scheduling software is the solution to a problem you’re facing.  Why?   Well if you’ve ever tried to schedule appointments with leads from the public through the phone or email, you know how it goes typically.  …

Read moreIs Scheduling Software for You?

Wikimedia Commons File:Suze Orman Time 100 Shankbone.jpg

Suze Orman Trumped Us All

Paula Pant’s Afford Anything podcast recently featured nationally-known personal finance guru, Suze Orman. (Paula conducted the interview very professionally!)  Suze seemed to show some serious HATE for the FIRE movement or the idea that you can retire early after achieving financial independence.  Ostensibly, Suze thinks we’re all making a huge mistake trying to achieve financial independence …

Read moreSuze Orman Trumped Us All

Thoughts on Betterment’s New Financial Advice Packages

Betterment rolled out a new service they’re describing as “Financial Advice Packages.” It looks like they are interested in expanding their paid services. Prices as of September 12, 2018, on their website are as follows: Betterment’s New Financial Advice Packages Cost Structure Package Cost Getting Started Package $149.00 Financial Checkup Package $199.00 College Planning Package …

Read moreThoughts on Betterment’s New Financial Advice Packages

Making a Budget That’s Actually Helpful

You’ll often hear Mint touted as a good free budgeting tool within the personal finance community and in my opinion, it is a very nice free tool.   But I think to get the most use from it, requires a bit of customization.   Let me share my strategy for how to use budgeting software to actually …

Read moreMaking a Budget That’s Actually Helpful

Is Betterment’s New “Smart Saver” Plan Really Smart? How to Beat It.

Disclaimer:  I have an affiliate relationship with M1 Finance and may earn a commission on referred new accounts over a certain amount. I’m not a professional financial advisor so always consult with a professional before making any investment decisions to make sure you do what is right for you. Betterment just rolled out a new “Smart …

Read moreIs Betterment’s New “Smart Saver” Plan Really Smart? How to Beat It.

Fixing Your Spending Addiction

Obligatory, “I’m not a licensed therapist – go see a doctor if you have issues” disclaimer. I believe that more people deal with addiction than one might suspect.  When I speak of addicts, I don’t just mean hard drugs or the usual suspects like alcohol or gambling.   I believe addiction surrounds us with a variety of …

Read moreFixing Your Spending Addiction

Budget App

Mint vs Personal Capital: Why you actually want BOTH.

Disclaimer: I’m an affiliate of Personal Capital so I may receive a commission if you sign up and link an investment accounts over a certain amount.   You may receive a call from Personal Capital soliciting you to try their paid services but you’re not required to sign up. If you’ve followed many money management sites …

Read moreMint vs Personal Capital: Why you actually want BOTH.

Piggy Bank

The Easiest Quick $20 You Can Possibly Make.

This is simply too easy to pass up.    If you sign up for Personal Capital FREE service and link an investment account, you get a $20 Amazon gift card the next day.  That’s it. There’s more to say but it’s almost not even necessary.   Personal Capital is a nice free service I’ve used for …

Read moreThe Easiest Quick $20 You Can Possibly Make.